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Article: 'Price Tag' of Risk of Using E-Payment Service

Title'Price Tag' of Risk of Using E-Payment Service
Authors
Keywordse-payment service
overall risk
perceived risk
privacy risk
risk aversion
Issue Date2020
PublisherRoutledge. The Journal's web site is located at http://www.tandfonline.com/loi/wico20
Citation
Journal of Internet Commerce, 2020, v. 19 n. 3, p. 324-345 How to Cite?
AbstractIn this research, the authors utilized a survey to evaluate the notional values of the overall risk, the privacy risk, and the financial risk of using a credit card and an RFID-based E-payment service from risk-neutral and risk-averse users. With the known extra financial risk (in terms of monetary value) to be faced by the users in using two different versions of an RFID-based E-payment service, the authors determined the notional monetary value of the extra privacy risk posed by providing personal and financial information to the E-payment service and the differences in the risk aversion of the two groups of users. The findings may help E-payment service developers design better E-payment services based on a better understanding of the value of personal data in their users’ perspectives and, thus, help determine the appropriate incentives for attracting users to use their services.
Persistent Identifierhttp://hdl.handle.net/10722/286370
ISSN
2015 SCImago Journal Rankings: 0.246
ISI Accession Number ID

 

DC FieldValueLanguage
dc.contributor.authorHo, KKW-
dc.contributor.authorSee-To, EWK-
dc.contributor.authorChiu, DKW-
dc.date.accessioned2020-08-31T07:02:54Z-
dc.date.available2020-08-31T07:02:54Z-
dc.date.issued2020-
dc.identifier.citationJournal of Internet Commerce, 2020, v. 19 n. 3, p. 324-345-
dc.identifier.issn1533-2861-
dc.identifier.urihttp://hdl.handle.net/10722/286370-
dc.description.abstractIn this research, the authors utilized a survey to evaluate the notional values of the overall risk, the privacy risk, and the financial risk of using a credit card and an RFID-based E-payment service from risk-neutral and risk-averse users. With the known extra financial risk (in terms of monetary value) to be faced by the users in using two different versions of an RFID-based E-payment service, the authors determined the notional monetary value of the extra privacy risk posed by providing personal and financial information to the E-payment service and the differences in the risk aversion of the two groups of users. The findings may help E-payment service developers design better E-payment services based on a better understanding of the value of personal data in their users’ perspectives and, thus, help determine the appropriate incentives for attracting users to use their services.-
dc.languageeng-
dc.publisherRoutledge. The Journal's web site is located at http://www.tandfonline.com/loi/wico20-
dc.relation.ispartofJournal of Internet Commerce-
dc.subjecte-payment service-
dc.subjectoverall risk-
dc.subjectperceived risk-
dc.subjectprivacy risk-
dc.subjectrisk aversion-
dc.title'Price Tag' of Risk of Using E-Payment Service-
dc.typeArticle-
dc.identifier.emailChiu, DKW: dchiu88@hku.hk-
dc.description.naturelink_to_subscribed_fulltext-
dc.identifier.doi10.1080/15332861.2020.1742482-
dc.identifier.scopuseid_2-s2.0-85082341485-
dc.identifier.hkuros313586-
dc.identifier.volume19-
dc.identifier.issue3-
dc.identifier.spage324-
dc.identifier.epage345-
dc.identifier.isiWOS:000525105600001-
dc.publisher.placeUnited States-
dc.identifier.issnl1533-2861-

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