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Article: Risk Communication Clarity and Insurance Demand: The Case of the COVID-19 Pandemic

TitleRisk Communication Clarity and Insurance Demand: The Case of the COVID-19 Pandemic
Authors
Issue Date2022
Citation
Journal of Economic Dynamics and Control, 2022, Forthcoming How to Cite?
AbstractWe study how the clarity of COVID-19 risk communications affects COVID-19 insurance demand using proprietary prefecture-level insurance data from China. We find that when local disclosures of COVID-19 risk contain case origin information, local purchases of COVID-19 insurance and local Internet searches for COVID-19 information increase, even after controlling for newly confirmed local cases and new deaths. Our results are robust to using the disclosure clarity of a major neighboring city. The findings suggest that providing improved knowledge about risk to individuals lead them to engage in more risk management. Our evidence contributes to the debate over how risk communication affects individuals’ risk-related behaviors.
Persistent Identifierhttp://hdl.handle.net/10722/322422

 

DC FieldValueLanguage
dc.contributor.authorFeng, J-
dc.contributor.authorXu, X-
dc.contributor.authorZou, H-
dc.date.accessioned2022-11-14T08:22:48Z-
dc.date.available2022-11-14T08:22:48Z-
dc.date.issued2022-
dc.identifier.citationJournal of Economic Dynamics and Control, 2022, Forthcoming-
dc.identifier.urihttp://hdl.handle.net/10722/322422-
dc.description.abstractWe study how the clarity of COVID-19 risk communications affects COVID-19 insurance demand using proprietary prefecture-level insurance data from China. We find that when local disclosures of COVID-19 risk contain case origin information, local purchases of COVID-19 insurance and local Internet searches for COVID-19 information increase, even after controlling for newly confirmed local cases and new deaths. Our results are robust to using the disclosure clarity of a major neighboring city. The findings suggest that providing improved knowledge about risk to individuals lead them to engage in more risk management. Our evidence contributes to the debate over how risk communication affects individuals’ risk-related behaviors.-
dc.languageeng-
dc.relation.ispartofJournal of Economic Dynamics and Control-
dc.titleRisk Communication Clarity and Insurance Demand: The Case of the COVID-19 Pandemic-
dc.typeArticle-
dc.identifier.emailZou, H: hongzou@hku.hk-
dc.identifier.authorityZou, H=rp01800-
dc.identifier.doi10.1016/j.jedc.2022.104562-
dc.identifier.hkuros342104-
dc.identifier.volumeForthcoming-

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