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- Publisher Website: 10.1111/ajfs.12294
- Scopus: eid_2-s2.0-85083090180
- WOS: WOS:000563930500001
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Article: FinTech, Lending and Payment Innovation: A Review
| Title | FinTech, Lending and Payment Innovation: A Review |
|---|---|
| Authors | |
| Keywords | Lending Payments Banks FinTech Household finance |
| Issue Date | 2020 |
| Citation | Asia-Pacific Journal of Financial Studies, 2020, v. 49, n. 3, p. 353-367 How to Cite? |
| Abstract | © 2020 Korean Securities Association The global landscape has seen the advent of new technology in offering innovative financial services and products and reshaping the financial sector, namely FinTech. In this review, we discuss the literature on recent FinTech development and its interaction with both banks and consumers. We synthesize the insights it provides into two domains: credit supply and payment and clearing services. The rise of FinTech has introduced digital transformation of the “bricks-and-mortar” banking model and dramatically changed the way financial services are delivered. We also present several future questions and directions that are worthy of investigation for researchers and policy-makers. |
| Persistent Identifier | http://hdl.handle.net/10722/285864 |
| ISSN | 2023 Impact Factor: 1.8 2023 SCImago Journal Rankings: 0.526 |
| SSRN | |
| ISI Accession Number ID |
| DC Field | Value | Language |
|---|---|---|
| dc.contributor.author | Agarwal, Sumit | - |
| dc.contributor.author | Zhang, Jian | - |
| dc.date.accessioned | 2020-08-18T04:56:51Z | - |
| dc.date.available | 2020-08-18T04:56:51Z | - |
| dc.date.issued | 2020 | - |
| dc.identifier.citation | Asia-Pacific Journal of Financial Studies, 2020, v. 49, n. 3, p. 353-367 | - |
| dc.identifier.issn | 2041-9945 | - |
| dc.identifier.uri | http://hdl.handle.net/10722/285864 | - |
| dc.description.abstract | © 2020 Korean Securities Association The global landscape has seen the advent of new technology in offering innovative financial services and products and reshaping the financial sector, namely FinTech. In this review, we discuss the literature on recent FinTech development and its interaction with both banks and consumers. We synthesize the insights it provides into two domains: credit supply and payment and clearing services. The rise of FinTech has introduced digital transformation of the “bricks-and-mortar” banking model and dramatically changed the way financial services are delivered. We also present several future questions and directions that are worthy of investigation for researchers and policy-makers. | - |
| dc.language | eng | - |
| dc.relation.ispartof | Asia-Pacific Journal of Financial Studies | - |
| dc.subject | Lending | - |
| dc.subject | Payments | - |
| dc.subject | Banks | - |
| dc.subject | FinTech | - |
| dc.subject | Household finance | - |
| dc.title | FinTech, Lending and Payment Innovation: A Review | - |
| dc.type | Article | - |
| dc.description.nature | link_to_subscribed_fulltext | - |
| dc.identifier.doi | 10.1111/ajfs.12294 | - |
| dc.identifier.scopus | eid_2-s2.0-85083090180 | - |
| dc.identifier.volume | 49 | - |
| dc.identifier.issue | 3 | - |
| dc.identifier.spage | 353 | - |
| dc.identifier.epage | 367 | - |
| dc.identifier.eissn | 2041-6156 | - |
| dc.identifier.isi | WOS:000563930500001 | - |
| dc.identifier.ssrn | 3573248 | - |
| dc.identifier.issnl | 2041-6156 | - |