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Article: Personal data and credit reference agencies: UK statutory obligations owed to consumers and the means of redress

TitlePersonal data and credit reference agencies: UK statutory obligations owed to consumers and the means of redress
Authors
KeywordsConsumer credit
Consumer protection
Credit reference agencies
Creditworthiness
Data protection
Issue Date2014
PublisherSweet & Maxwell Ltd.
Citation
Journal of International Banking Law and Regulation, 2014, v. 29 n. 7, p. 411-416 How to Cite?
AbstractConsiders the obligations under the Consumer Credit Act 1974 and the Data Protection Act 1998 concerning the protection of the personal data held by credit reference agencies (CRAs), including: (1) the duty of creditors to inform consumers that credit has been denied on the basis of information supplied by a named CRA; (2) the duties of CRAs to inform consumers that they hold their personal data; and (3) their duties to ensure the accuracy and currency of this data and to correct mistakes. Outlines the rights of consumers when CRAs process personal data incorrectly. [Abstract by Sweet & Maxwell]
Persistent Identifierhttp://hdl.handle.net/10722/198020
ISSN

 

DC FieldValueLanguage
dc.contributor.authorMason, LCen_US
dc.date.accessioned2014-06-25T02:41:10Z-
dc.date.available2014-06-25T02:41:10Z-
dc.date.issued2014en_US
dc.identifier.citationJournal of International Banking Law and Regulation, 2014, v. 29 n. 7, p. 411-416en_US
dc.identifier.issn0267-937Xen_US
dc.identifier.urihttp://hdl.handle.net/10722/198020-
dc.description.abstractConsiders the obligations under the Consumer Credit Act 1974 and the Data Protection Act 1998 concerning the protection of the personal data held by credit reference agencies (CRAs), including: (1) the duty of creditors to inform consumers that credit has been denied on the basis of information supplied by a named CRA; (2) the duties of CRAs to inform consumers that they hold their personal data; and (3) their duties to ensure the accuracy and currency of this data and to correct mistakes. Outlines the rights of consumers when CRAs process personal data incorrectly. [Abstract by Sweet & Maxwell]-
dc.languageengen_US
dc.publisherSweet & Maxwell Ltd.en_US
dc.relation.ispartofJournal of International Banking Law and Regulationen_US
dc.subjectConsumer credit-
dc.subjectConsumer protection-
dc.subjectCredit reference agencies-
dc.subjectCreditworthiness-
dc.subjectData protection-
dc.titlePersonal data and credit reference agencies: UK statutory obligations owed to consumers and the means of redressen_US
dc.typeArticleen_US
dc.identifier.emailMason, LC: masonlee@hkucc.hku.hken_US
dc.identifier.authorityMason, LC=rp01269en_US
dc.identifier.hkuros229560en_US
dc.identifier.volume29en_US
dc.identifier.issue7-
dc.identifier.spage411en_US
dc.identifier.epage416en_US
dc.publisher.placeUnited Kingdomen_US

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