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Article: 'That wicked rule, that evil doctrine ...': Reforming the Law on Disclosure in Insurance Contracts

Title'That wicked rule, that evil doctrine ...': Reforming the Law on Disclosure in Insurance Contracts
Authors
KeywordsBusiness Insurance
Consumer Insurance
Consumer Insurance (Disclosure And Representations) Act 2012
Duty Of Disclosure
English And Scottish Law Commissions
Insurance Contract Law Reform
Issue Date2012
PublisherBlackwell Publishing Ltd. The Journal's web site is located at http://www.modernlawreview.co.uk/default.asp
Citation
Modern Law Review, 2012, v. 75 n. 6, p. 1099-1122 How to Cite?
AbstractThe Consumer Insurance (Disclosure and Representations) Act 2012, which abolishes the consumer assured's duty to volunteer information, heralds the first successful outcome of the English and Scottish Law Commissions current insurance contract law reform project. This paper outlines the defects of the common law duty of disclosure which the Law Commissions sought to address. It goes on to consider why previous legislative attempts failed, the self-regulatory measures introduced by the insurance industry as a means of resisting earlier pressure for statutory intervention, and how that resistance broke down. Finally, it examines the scope of the 2012 reforms and the current consultation being undertaken in respect of the duty of disclosure in relation to business insurance. It concludes by assessing the significance of the statute in providing a necessary impetus for future insurance law reforms. © 2012 The Authors. The Modern Law Review © 2012 The Modern Law Review Limited.
Persistent Identifierhttp://hdl.handle.net/10722/183385
ISSN
2015 Impact Factor: 0.855
2015 SCImago Journal Rankings: 0.623
ISI Accession Number ID
References

 

DC FieldValueLanguage
dc.contributor.authorLowry, Jen_US
dc.contributor.authorRawlings, Pen_US
dc.date.accessioned2013-05-27T07:11:52Z-
dc.date.available2013-05-27T07:11:52Z-
dc.date.issued2012en_US
dc.identifier.citationModern Law Review, 2012, v. 75 n. 6, p. 1099-1122en_US
dc.identifier.issn0026-7961en_US
dc.identifier.urihttp://hdl.handle.net/10722/183385-
dc.description.abstractThe Consumer Insurance (Disclosure and Representations) Act 2012, which abolishes the consumer assured's duty to volunteer information, heralds the first successful outcome of the English and Scottish Law Commissions current insurance contract law reform project. This paper outlines the defects of the common law duty of disclosure which the Law Commissions sought to address. It goes on to consider why previous legislative attempts failed, the self-regulatory measures introduced by the insurance industry as a means of resisting earlier pressure for statutory intervention, and how that resistance broke down. Finally, it examines the scope of the 2012 reforms and the current consultation being undertaken in respect of the duty of disclosure in relation to business insurance. It concludes by assessing the significance of the statute in providing a necessary impetus for future insurance law reforms. © 2012 The Authors. The Modern Law Review © 2012 The Modern Law Review Limited.en_US
dc.languageengen_US
dc.publisherBlackwell Publishing Ltd. The Journal's web site is located at http://www.modernlawreview.co.uk/default.aspen_US
dc.relation.ispartofModern Law Reviewen_US
dc.subjectBusiness Insuranceen_US
dc.subjectConsumer Insuranceen_US
dc.subjectConsumer Insurance (Disclosure And Representations) Act 2012en_US
dc.subjectDuty Of Disclosureen_US
dc.subjectEnglish And Scottish Law Commissionsen_US
dc.subjectInsurance Contract Law Reformen_US
dc.title'That wicked rule, that evil doctrine ...': Reforming the Law on Disclosure in Insurance Contractsen_US
dc.typeArticleen_US
dc.identifier.emailLowry, J: jlowry@hku.hken_US
dc.identifier.authorityLowry, J=rp01750en_US
dc.description.naturelink_to_subscribed_fulltexten_US
dc.identifier.doi10.1111/j.1468-2230.2012.00937.xen_US
dc.identifier.scopuseid_2-s2.0-84868307759en_US
dc.relation.referenceshttp://www.scopus.com/mlt/select.url?eid=2-s2.0-84868307759&selection=ref&src=s&origin=recordpageen_US
dc.identifier.volume75en_US
dc.identifier.issue6en_US
dc.identifier.spage1099en_US
dc.identifier.epage1122en_US
dc.identifier.isiWOS:000310551900007-
dc.publisher.placeUnited Kingdomen_US
dc.identifier.scopusauthoridLowry, J=55050464300en_US
dc.identifier.scopusauthoridRawlings, P=16414814800en_US

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