Article: Optimal surrender strategies for equity-indexed annuity investors with partial information
| Title | Optimal surrender strategies for equity-indexed annuity investors with partial information |
|---|---|
| Authors | Wei, J3 Wang, R1 3 Yang, H2 |
| Keywords | Equity-Indexed Annuity Logarithmic Utility Optimal Stopping Partial Information Regime Switching |
| Issue Date | 2012 |
| Publisher | Elsevier BV. The Journal's web site is located at http://www.elsevier.com/locate/stapro |
| Citation | Statistics And Probability Letters, 2012, v. 82 n. 7, p. 1251-1258 [How to Cite?] DOI: http://dx.doi.org/10.1016/j.spl.2012.03.021 |
| Abstract | In this paper we consider an equity-indexed annuity (EIA) investor who wants to determine when he should surrender the EIA in order to maximize his logarithmic utility of the wealth at surrender time. We model the dynamics of the index using a geometric Brownian motion with regime switching. To be more realistic, we consider a finite time horizon and assume that the Markov chain is unobservable. This leads to the optimal stopping problem with partial information. We give a representation of the value function and an integral equation satisfied by the boundary. In the Bayesian case which is a special case of our model, we obtain analytical results for the value function and the boundary. © 2012 Elsevier B.V. |
| ISSN | 0167-7152 2011 Impact Factor: 0.498 2011 SCImago Journal Rankings: 0.044 |
| DOI | http://dx.doi.org/10.1016/j.spl.2012.03.021 |
| References | References in Scopus |
| dc.contributor.author | Wei, J |
|---|---|
| dc.contributor.author | Wang, R |
| dc.contributor.author | Yang, H |
| dc.date.accessioned | 2012-10-30T06:22:48Z |
| dc.date.available | 2012-10-30T06:22:48Z |
| dc.date.issued | 2012 |
| dc.description.abstract | In this paper we consider an equity-indexed annuity (EIA) investor who wants to determine when he should surrender the EIA in order to maximize his logarithmic utility of the wealth at surrender time. We model the dynamics of the index using a geometric Brownian motion with regime switching. To be more realistic, we consider a finite time horizon and assume that the Markov chain is unobservable. This leads to the optimal stopping problem with partial information. We give a representation of the value function and an integral equation satisfied by the boundary. In the Bayesian case which is a special case of our model, we obtain analytical results for the value function and the boundary. © 2012 Elsevier B.V. |
| dc.description.nature | Link_to_subscribed_fulltext |
| dc.identifier.citation | Statistics And Probability Letters, 2012, v. 82 n. 7, p. 1251-1258 [How to Cite?] DOI: http://dx.doi.org/10.1016/j.spl.2012.03.021 |
| dc.identifier.citeulike | 10492028 |
| dc.identifier.doi | http://dx.doi.org/10.1016/j.spl.2012.03.021 |
| dc.identifier.epage | 1258 |
| dc.identifier.issn | 0167-7152 2011 Impact Factor: 0.498 2011 SCImago Journal Rankings: 0.044 |
| dc.identifier.issue | 7 |
| dc.identifier.scopus | eid_2-s2.0-84860120722 |
| dc.identifier.spage | 1251 |
| dc.identifier.uri | http://hdl.handle.net/10722/172496 |
| dc.identifier.volume | 82 |
| dc.language | eng |
| dc.publisher | Elsevier BV. The Journal's web site is located at http://www.elsevier.com/locate/stapro |
| dc.publisher.place | Netherlands |
| dc.relation.ispartof | Statistics and Probability Letters |
| dc.relation.references | References in Scopus |
| dc.subject | Equity-Indexed Annuity |
| dc.subject | Logarithmic Utility |
| dc.subject | Optimal Stopping |
| dc.subject | Partial Information |
| dc.subject | Regime Switching |
| dc.title | Optimal surrender strategies for equity-indexed annuity investors with partial information |
| dc.type | Article |
Author Affiliations
- Shandong University
- The University of Hong Kong
- East China Normal University

